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New Army family homes under construction
Housing

Buy with a VA loan

$0 down and no PMI. Buying and selling cost about 9–10%, so it usually pays off on tours of 3+ years or if you'll keep it as a rental.

Walk me through my VA loan →See my budget
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Next steps

  1. Get your Certificate of Eligibility (COE) through your lender or VA.gov.
  2. Read the VA loan guide and what if I put money down?
  3. Compare 2–3 lender Loan Estimates.
Pros and cons
  • Build equity
  • $0 down, no PMI
  • Can rent it out after you PCS
  • Selling costs eat equity on short tours
  • Funding fee unless exempt
  • Landlord duties if you keep it

Boxes marked “Partner offer” are placeholders and aren't live yet. When they go live they'll be labeled, and they won't change our rankings or what we say (disclosure). Written by The MilUnlocked Team. Not financial, tax or legal advice.

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