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Finances

Make your military pay go further

Cards, banks, pay and retirement, in plain English with official sources.

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Pay calculators, banks, credit cards, insurance and retirement, in plain English with official sources.

Free tool · Credit cards

Never miss a card credit again

Tap the cards you have and see which credits to use each month, and how much, before they reset.

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Money guides for military life

New to the military: your first money moves

Banking, the TSP match and cards, in order.

  1. 1Get the full TSP match (BRS)Calculator shows your match in seconds.
  2. 2Pick a military-friendly bankCompare banks and credit unions.
  3. 3Cards with $0 annual fees for youPremium cards that waive fees for active duty.
  4. 4Tuition Assistance and CLEPStart college credit while you serve.
  5. 5Free wills and powers of attorneyJAG legal assistance.
  6. 6Read official military newsLive from defense.gov and your branch.

Every step links to a page with official sources and last-checked dates.

Check your 2026 pay

Already know your pay? Skip this. Want the breakdown? Pick your rank, years and base.

What's my pay?

Pick your rank, years and base. See basic pay, BAH and BAS for 2026 in one number.

—a month before taxes
Basic pay (taxable)—
BAH, housing (tax-free)—
BAS, food (tax-free)—

Pick a base to add your housing allowance.

Sources: DFAS 2026 basic pay tables and BAS rates (effective Jan 1, 2026); BAH from DTMO 2026 rates by base ZIP. Checked Oct 20, 2026. Excludes special and incentive pays, and taxes. E-1 with under 4 months of service is paid less; O-7 and up is capped by law (DFAS notes).

BAS, enlisted$476.95a month for food, tax-free
BAS, officers$328.48a month, tax-free
E-5, over 4 years$3,947basic pay a month
O-3, over 4 years$7,383basic pay a month

2026 basic pay chart

Pick a rank to see how basic pay grows with years of service. Monthly, before taxes.

Enlisted
Warrant
Officer

Icons: chevrons = enlisted, bar = warrant officer, star = officer (simplified, not branch insignia). Blank = no rate at that rank and time in service in the DFAS table. Source: DFAS, effective Jan 1, 2026, checked Oct 20, 2026.

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